Discover student credit cards reddit
WebDiscover It is an all-around great rewards card with no annual fee for beginner or student for building credit. The card is also wonderful with credit limit increases. I went from $500 -> $3500 -> $9500 in two years. I highly recommend this card. WebWhile a lot of folks on the internet seem to recommend Discover Student card, my suggestion is to consider a student card from the bank you use for your checking account instead. Wells Fargo, Chase and B of A all three have no annual fee student cards for their banking customers. Other banks likely have at least one card with no annual fee that ...
Discover student credit cards reddit
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WebDiscover It Credit Card $100 Referral bonus (Students and Non-Students) No Credit History Required. If you're looking to apply for a Discover Student it Cashback Card, apply through my Referral and you get a $100 Statement Credit after you make your first purchase within 3 months. No credit history is required. WebMy first card is Discover before I fully understand the credit card game. I called and asked why I don’t see the 5% categories, the rep on the phone simply did a product change seamlessly (I applied the wrong card now I know in retrospective) and I continue to use the same physical card. Now thinking about it I am still in awe how easy it was.
WebKeep your Utilization low - Preferably you want to keep your utilization under 10%, but as long as it is below 30% you are fine. Keeping your utilization low not only helps raise your credit score, it also shows credit lenders that you are not a risk to max out your card. WebCurrent cards: Chase Freedom Student $1700 limit (2.5 years) Discover Student Cash Back $1500 (1.5 years) FICO Score: 777 Oldest account age: 3.5 years. Income: $200,000 I'm going to be beginning full time work this year after graduation and am looking for non-student credit cards to apply to for better cash back and a higher credit limit (there …
WebWhen you decide to apply, make sure to go through a referral link so you and a friend can both get $50. I applied in December of last year with a letter of acceptance and I was all set. Don't need to be enrolled at any college to apply for it. Applied online, had to call in to send documents online, and was approved over the phone for a $1500 ... WebDiscover It Student approval odds? Current cards: (list cards, limits, opening date) Capital One Journey Student Visa, $300, June 2024 FICO Score: 658 Oldest account age: 3 years as of August 1 (my student loans, which have …
WebAny help would be appreciated! I applied for a Discover Student card, It's not a secured card, but didn't require a security deposit for a $500.00 line of credit as long as I had proof of my admissions to my chosen University that I'll be attending in the fall.
WebDiscover IT is great for a basic cashback card. As said by Jeff, its 2% first year on everything, and 10%! the first year for the category spend and Discover is pretty good at usable categories. If you can't use that category you … the impact of inflation on britainWebDiscover It Student. This is my very first credit card. I put my income down as only $3,000 annually and that I don't pay any rent (live with my parents). I was pleasantly surprised when they gave me a $1,500 limit! That seems way too high to me so I'm wondering if I messed up and accidentally added an extra zero to my income or something. the impact of industry 4.0 on ergonomicsWebDiscover It Student and the Citi Thankyou Student, as mentioned previously, are good examples. Check out NerdWallet for other options. Reward credit cards are hard to get until you credit score is comfortably 700+. It'll be awhile before you qualify for the best cash back and points card. More posts from r/personalfinance 17M subscribers the impact of influence chip bakerWebif you get scholarships at school, help from your parents, anything, put that as income as well. i make $15k at my job a year but i was able to put $29k as income because of $14k scholarships. if it has a spot on the application for non-taxable income, put the scholarships in there. DoubleLifeRedditor • 3 yr. ago. the impact of insolvencythe impact of inflation on private investmentWebSo if you have absolutely no credit history, you may be bucketed by capone, just FYI. Additionally, Discover for the first year beats most cards because it's basically 2 percent flat, and 10 percent rotating., but the savor one for student has a $100 SUB for $100 spent. So calculate, based on your spend, which is better for you. the impact of ineffective communicationWebThe first credit card I got was a Bank of America Cash Rewards card. It is quite a good one. 3% back on groceries, 2% on gas, and 1% on everything else. Plus if you deposit your rewards into a B of A checking account, you get a 10% bonus on all the rewards. So basically you're looking at 3.3%/2.2%/1.1% for the same categories. the impact of internet