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WebJul 29, 2024 · 7. You Have a Low Insurance Score. Every major insurance company uses a credit-based insurance score to calculate premiums where allowed by law. Like credit … WebAlaska. If you hold an Alaska driver’s license, you may be eligible for the Alaska Point Reduction program. The program allows you to have 2 negative points removed from your license by attending and completing an approved defensive driving course. Any Alaska driver can take a defensive driving course for point reduction once every 12 months. WebApr 11, 2024 · Finding affordable car insurance as a driver with disabilities can be difficult. According to a survey conducted by The Zebra, approximately 35% of the population believes a driver's abilities (vision/mobility) are factored into their auto insurance premium. The truth of the matter is car insurance companies use factors related — and ... tax return offset